Grow. Earn. Secure.

Watch your money grow, quietly, every 48 hours.

Deposit via Bank Transfer, earn 7% every 48 hours, and turn your bonus into airtime — all in one calm, clear dashboard. Minimum deposit ₦8,000.

Regulated & secure

Simple NGN funding

₦200 airtime bonus

Snapshot

NGN

Return / 48hrs

7%

Min. deposit

₦8,000

Pull funds

After 7 days

Airtime bonus

₦200 per deposit

Return / 48hrs

7%

Min. Deposit

₦8,000

Min. Withdrawal

₦1,000

Airtime Bonus

₦200

Live payout clock

Next 7% return credits in

10
Hours
:
37
Minutes
:
00
Seconds

Returns credit automatically every 48 hours to every active deposit.

Start in minutes

Simple flows, transparent rules, a calmer way to grow money.

01

Create your account

Sign up in minutes.

02

Deposit via Bank Transfer

Fund your wallet in NGN. Minimum deposit is ₦8,000.

03

Earn 7% every 48hrs

Returns update automatically in your dashboard.

04

Top up or withdraw

Spend your airtime bonus or withdraw to your bank.

A softer kind of fintech

Clear actions, calm design, nothing you need to squint at.

Secure & regulated

Registered to operate Jan 5, 2026 – Jan 5, 2030.

Transparent dashboard

Deposits, returns, top-ups and withdrawals — clearly laid out.

Bank Transfers

Simple funding, designed for local payments.

Airtime Bonus

Top up MTN, Airtel, Glo & 9mobile on qualifying deposits.

Airtime Bonus

Get ₦200 free airtime on every qualifying deposit

Every deposit of ₦8,000 and above earns an automatic ₦200 airtime bonus — top up any Nigerian number straight from your dashboard.

MTN
Airtel
Glo
9mobile

0%

Return / 48hrs

0

Minimum deposit

0

Minimum withdrawal

0

Airtime bonus

Since 1992

Backed by a telecom heritage

Melita began in Malta in June 1992, launching the country's first cable television service, and has since grown into a telecommunications and digital infrastructure company now expanding across African markets including Nigeria.

Regulated Jan 5, 2026Jan 5, 2030

My Melita is registered to run its investment programs for this period.

Registered head office

Gasan Centre, Triq il-Merghat, Zone 1, Central Business District, Birkirkara, CBD1020, Malta

Melita Limited

Birkirkara, Malta

Expanding telecommunications and digital infrastructure services into Nigeria and other African markets.

Everything is straightforward — deposits, returns and withdrawals.

Tosin A.

Entrepreneur

It feels calmer than other platforms. Clear numbers, no clutter.

Chika N.

Freelancer

Signup was smooth and the dashboard is easy to understand.

Ibrahim S.

Student

Frequently Asked Questions

Everything you need to know about My Melita.

Ready to start with My Melita?

Create an account, deposit via Bank Transfer, and watch your returns credit every 48 hours.